Calpheon Xian Merchant Guild

Both crafting and trading are mostly dominated by noble and wealthy merchants. The Xian Merchant Guild is notorious for making profit off high investment loans, and the central figure in this business is Enrique Encarotia, a newly emerging merchant. He recently sent his daughter Isobelle to be the Branch Head of Serendia, something she turned out to be successful at. He is expected to soon buy the Golden Toad Inn from Bobby Lauren, Head of the League of Merchants in Heidel.